Time flies. It’s almost the end of the month (and the end of Q1 😲) I catch myself slacking during these times, thinking “I’ll do better next month.” And that’s been the cycle I’m caught up in. I’m like most people. Goal-setting makes more sense when you do them at the start—start of the day, week, month, New Year. That’s probably why we celebrate new beginnings so much. They make us look forward and hopeful. I would also think that a lot of our most meaningful purchases are done during these...